This blog is meant to help you determine which work at home job or program is for you. I am not making any determinations on whether or not a particular program is a scam. I am simply giving you the information to make that call for yourself.

Monday, December 11, 2006

Become a Photographer!

A great way to make money at home is as a photographer.  Now be careful.  You WILL find sites that want you to pay them money to tell you how to do this.  Don't waste your money.  This is another area where common sense comes in to play.  You can make money by starting your own studio and specializing in a particular genre like kids, portraits, weddings, etc.  You can mix and match and do all of them.  You could set up a booth at the fair and make money with old time photos or medivial photos, you name it and you can take a picture of it!

Another way is to get into the stock photography field.  There are numerous places that buy pictures for others to use.  These pictures get used in commercial ads, on websites, and in a host of other places.   A good starting point is Stock Photo Mom  she keeps a great blog with information about being a stock photographer and some great hints and tips on how to shoot good pictures. 

If you want to be a photographer and make money with it be sure to bookmark this site!


Tuesday, November 28, 2006

Find a Free Home Based Business Opportunity

Find a Free Home Based Business Opportunity

The good thing about working from home is that you can do pretty much anything that you want. If you like to paint, you can turn your skills into a home based business. If you are a marketing guru, that will work as well. But the one thing that holds a lot of people back when they are looking for a home based business opportunity is money. The majority of people feel that in order to start a company, they are going to need a lot of financial backing; something that most people simply cannot come up with. Even though this is true in some aspects, there are also many free home based business opportunities that you can try out. Think about it, why do you need to spend a lot of money on start up costs? You more than likely have everything that you need right in front of you?

Generally speaking, the first thing that people do when they are searching for a home based business opportunity is search the internet. There are hundreds of sites that will promise you the world for no money at all; and the bad thing about these sites is that they actually sound like good opportunities. The problem is that the majority of these sites are simply scams that are meant to dupe you out of your money. To take this even further, these scams ruin it for the legitimate companies that are available.

So obviously, the best way to find a free home based business opportunity is to do your homework. One of the best opportunities available is affiliate marketing programs. This is a great way for anybody to start their own home based business with no start up costs at all. This involves getting paid by affiliates for driving traffic to their site. Eventually you may need to start putting money into your business to be more successful, but you can get started without any problems at all.

Another free home based business opportunity that many people take advantage of is filling out online surveys. This is a legitimate way to make money from home, but you must be aware of all of the scams that are out there. The only way to do this is by searching through all of the available companies, and then choosing the ones that are most reputable. Finding ratings for survey sites is not difficult because there are a lot of people that are interested in this home business opportunity.

Finding a free home based business opportunity is not impossible. In order to be successful, you will want to watch out for scam artists so you do not end up losing valuable time and money.

Best Regards,
Kevin Freeman

To find the best home based business ideas and
opportunities so you can work at home visit:
Simple proven system

meet people make money
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Friday, November 17, 2006

Don't pay for free advice

This isn't exactly a scam post but just advice.  I was just reading about a website that charges people an amazingly astounding amount of money just to help them get their websites good rankings in the search engines.   One of the partners was even nice enough to leave a post about how they have helped people.  His defense was along the lines of telling everyone a "secret".  His secret was that you could use different terms as your keywords and get good rankings.
Guess what?  This isn't a secret!  This information can be found anywhere.  In fact I will give it to you for free:
When you are writing the content for your website give some thought to the keywords you want to rank high for.  Keep in mind that some keywords have a lot of competition.  So if you are writing a website about working at home, the keywords "work from home" will have a ton of competition and you will not rank too high.  Think of other terms that someone might think of like "how to work at home".  Incorporate this phrase into your content for instance your opening paragraph might be  "Would you like to learn how to work from home?".   Make sure you list the phrase "how to work from home" in your meta tags and voila!  Eventually you might have some good rankings for "how to work from home"..   Not a big secret at all.... :)
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Wednesday, November 15, 2006

Blogging for money

If you have been looking for a good blogging job this might be for you! Problogger has been posting some interesting jobs. Take a look here:

Thursday, November 09, 2006

Weird affiliate programs

Here is something that has been on my mind for a couple of days now.   I keep running across these "programs" and you all know how I feel about that, but I am just amazed that people are falling for this.  They are under a lot of different names but the basic premise is that you first purchase an e-book, then you are immediately made an affiliate of the "program", you get others to buy the e-book and become affiliates and you make money from their getting people to buy the ebook and become affiliates, and so on and so forth.  This goes on for about 7 levels and sometimes more. 
First why would you buy into a program like this?  Because they make big promises.  What is wrong with buying into a program like this?  It seems a lot like another version of the whole 12 daily pro fiasco.
You can easily become an affiliate for free by signing up with clickbank, shareasale, linkshare etc.  You won't get paid 7 levels deep of course but there is a reason for that. 
Typically most affiliate programs pay on one or two levels, you never have to pay to become an affiliate and you aren't expected to post ads like crazy.  Save your money and sign up for free!
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Tuesday, November 07, 2006

Setting the paid survey world straight

Lately I am learning that the survey world is a lot like the data entry world.   For most of us data entry means we will get a job with a company and that company will ask us to, let's say, enter the data from their invoices into a computer.  We send the invoices back and get paid.  Simple enough right?  In the internet world of working at home data entry means you start your own little business entering ads for ebooks and other products at Clickbank.  This can be pretty devastating to someone who was hopeful and paid their $40 to find this out!

The survey world is getting pretty close to that fine line.  A true survey company will ask you to sign up and you will be asked a lot of questions to define your personal demographics.  The questions are typically things along the lines of whether or not you live in a city or a rural area, how old you are, how many kids you have and their ages.  Your age, whether or not you are married and other typical and standard questions.  Once you are signed up you will start recieving screeners in your mail.  Typically the screener will only offer you the chance to be entered in a drawing.  The screener is just that.  Your answers will determine whether or not you make it into the actual study.   When you are invited into a study this is when you find out what the study is about and what it pays.  Some studies will just give you a product to test and take a survey about, other studies will give you a product to test as well as payment for completing the study.  Some studies will be online bulletin board discussions that pay very well and others will ask you to test well known websites and get paid for it.  The possibilities are endless but you have to choose the right companies to sign up with.

 I hear over and over from people that they were told Panda Research was legitimate but they haven't gotten anything for their time yet.  The same thing with TreasureTroopers and other similar places.  These places often will advertise that you can get a $500 gift card to The Gap just for completing a survey.  This would be so great!  The bottom line is that this can happen but they also want you to sign up for special offers like a 30 day trial to AOL or an online book club.  To "complete" some of these offers you also usually need to spend a certain amount of money.   These places are NOT scams as they often get called but they also are not your typical survey companies. 

Use a good free list to sign up with the survey companies and be aware that you will not get into every study.  Some people get into ten a month and other people get only get in on one every couple of months.  You won't make a steady income but if you go into it with the attitude that you are going to have fun and make a difference in the products you will be buying you will really enjoy the real survey world. 

McAffee Siteadvisor reccomends the free list at


This article may be reprinted as long as the author box remains intact:

Article written by Connie Hazen website owner of  and She has been taking surveys for more than three years and helping others get started and enjoy the world of free surveys.


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Wednesday, November 01, 2006

How to make a million dollars

This is a terrific website with good honest advice:
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Monday, October 30, 2006

USA Card Services

If you are thinking of starting a business with USA Card Services/Colony 1 please read this thread first.  Always do your research before starting business with any company and keep in mind there will always be some people who aren't happy with any business.  In this case I think this thread is worth reading:
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Wednesday, August 16, 2006

How to recognize a scam

Here's the headline from a neat little flyer in this morning's mail...

"You Can Make $1,734 Each Week Working Part Time From The Comfort Of Your Favorite Easy Chair!"

I found my mind lazily drifting to a familiar scene...

Ahhhhhh... the Yucatan Peninsula. Tiny droplets of water coalesced on the outside of my glass in the warm tropical breeze. They sparkled and cascaded in luscious streams of condensation down the sides of the glass before falling onto the brilliant white sand below.


The rum in my drink was cleverly concealed in the enticingly sweet mixture of coconut and kiwi. My mind was dreamily transcendent in the warm tropical air.

Though the alcohol in my drink was evasively masked, the roll of hundred dollar bills in my right pocket was becoming more uncomfortable with the passing of each blissful second. I would have to find a way to spend this burden before long. I considered scuba diving, or perhaps I should go ahead and buy that yacht and THEN scuba dive...

Do you see why these headlines work? Your favorite fantasy is skillfully evoked by the trickster behind the headline. The lure of easy money and playful days is hard to resist...

... unless you learn to see the scam behind the words!

The scam artist always goes straight for your wallet!

A legitimate work at home opportunity does not require any money up front before you will get more details regarding the opportunity.

It works like this... first the scammer will entice you with easy money, easy work, and tell you to imagine "what will you do first with all that money? Pay off bills, buy a new car, take a vacation?" Then, they ask for $49 "just to prove you are serious", or $29 for the "work-at-home kit" which includes "everything you need to get started."

Real work at home jobs leave nothing to the imagination.

Everything is up front. You know exactly what you're getting, how you get it, how to do it, use it, stretch it, stand on it, twirl it... well, you get the idea.

You can also reach someone with your questions, either by e-mail or phone.

Now let's dig a little deeper. Let's say, for example, you are looking for a typing job you can do at home. What can you expect from the employer?

They don't ask you for money.

They will ask for your qualifications. They will require proof you are qualified. This is done by looking at your resume, through references, phone interviews, by submitting examples of your work, and so on. Essentially, you will give up your time in the beginning, not your money.

The employer will qualify applicants. This means they will weed out the under-qualified by listing requirements for the jobs, such as typing speed, keying speed, certificates, and so on.

Generally, you should expect that a home employer seeking telecommuters will ask of you the same things he would ask any applicant that walks into his office.

Two Common Scams

These are two of the most common scams. The ones that fill your mailbox and tell you to call it a "cashbox."

1. Envelope Stuffing

Here is a common envelope stuffing scenario...

You read an ad or get a piece of junk mail claiming that "Aunt Edna" makes $1,845.00 every week by doing fun and easy work fight from her favorite armchair. They say you'll earn $1 or $2 or some other amount for every envelope you stuff.

They'll ask for an up front fee of $29.95 or more just to make sure "you're serious."

You pay the fee and send off for the package. After all, they guaranteed your satisfaction with their envelope stuffing starter package.

You pay the fee only to find out you earn your $1 or $2 by advertising the envelope stuffing program. You place an ad asking people to send you a dollar to find out about the envelope stuffing program. That's how you earn $1,845.00 every week. One dollar at a time.

Uh huh.

Or they might tell you to purchase a mailing list and send out a thousand or more of their "special sales letters." The letter you send out is the very same letter you received.

Now then, for a mailing of five thousand letters you'll need $1,650 worth of stamps and anywhere from $200 to $500 for printing and materials (Oh, didn't they mention that in the starter kit?). If you want a mailing house to fold and stuff the letters, that'll be extra. But wait, did I mention that you'll need to rent 5000 names? Oh, and don't forget...

Uh huh.

If a company says they will pay you $1 or $2 for every envelope you stuff, think about this...

A mailing house or printer can do this same job for less than 10 cents per piece. Even big jobs don't add up to more than 50 or 60 cents per piece. Does it really make sense to pay you $1 when the same job can be done for a tenth of that cost?

This is a big business. There are companies promoting these envelope stuffing programs making many thousands of dollars every year from people who send in those up front fees. Click here to learn more about this scam.

2. Assembly Work

This one appeals to many potential home workers. Crafting seems to have a feeling of "doing good work." Your craft will be appreciated and admired by someone out there.

The scam goes like this...

The assembly company sends you an information packet that really gets your blood pumping. All you have to do is send in your money (add $14.95 for express delivery!). They'll send you step-by-step instructions and all the materials.

Now, you're not allowed to buy the materials yourself. To insure quality and uniformity of the product, you must use the provided materials. OK, sounds reasonable you say. You send in your money.

You tear open the box when it arrives and find...

... barely legible instructions and materials far inferior to what you could have purchased on your own. But what the heck, you've gone this far, might as well build it.

You build it, you send it in, you wait.

You wait.

You wait.

You call.

No answer. Leave a message.

You wait.

You call. Leave a message.

You get a letter from the "company." Your assembled craft was rejected because of this, and this, and that. Now there are variations on this rejection scam, but the bottom line is they got your money.

Working independently from home... one of the most rewarding lifestyles you can have. However you won't find your opportunity in a letter where the dollar signs are wielded like candy on Halloween night.

So before you get that "I just licked a thousand envelopes and forgot to buy $370 worth of stamps" feeling, just do your research and use common sense when evaluating a money making opportunity.


Brett Krkosska provides how-to advice on small business and home-based work issues. His site,, helps small businesses reach their fullest potential. He is also the publisher of Straight Talk, a fresh and original newsletter that offers a unique perspective on today's business issues.


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Thursday, August 10, 2006

Single Bloggers needed

Work-at-home-mom blogspot is looking for bloggers for a writing project.  She needs bloggers who write about dating, single life, etc.  If interested in making some money take a look and see if it's for you!
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Thursday, August 03, 2006

Not gone

I just wanted to catch up with everyone and let you know I haven't falled off the earth.  We have family in town this week, a family reunion and camping trip planned for this weekend and I have been working on helping a friend get his websites up and going and I will be trying to help promote his e-book.  I will let you know more about all that when it is up and going!    We do have one blog done which you can see at and you can see what it is all about.  I expect life to back to somewhat normal after next Monday and will start righting more. In the meantime I will catch up when I can.   I hope everyone is having a great summer and appreciate your patience!



Wednesday, July 26, 2006

Good grade zone

The best I can figure out on this is that you are sent an email with an opportunity to be a tutor.  The job is as an online tutor not in person.  Once you apply you start recieving a ton of emails about getting an education online and offline.  Basically it appears they have set this up as a way to collect email addresses and send affiliate advertising your way.  Before you apply for this job take a look at this thread:



FREE list of paid survey sites:


FREE information on government grants, auctions, and more!


All new all scrapbooking website!



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Tuesday, July 25, 2006

Paid to read email

Get paid for reading email.  Sounds like a pretty nice and simple way to make some money huh?  A lot of people do read emails and have learned how to put this plan to work for them.  I don't believe you ever make a whole lot but if you can spend a few minutes a day and bring in a few bucks why not?  The idea is that a site is set up and businesses pay for advertising.  They like this kind of advertising because you have to look at their ad if you want to be paid.

Of course there have to be sites that set up a program, get advertisers and want you to read the emails but then they don't pay. 

The members at wahm have been keeping a great list of the sites that don't pay.  Before you sign up to read emails take a look and make sure that site isn't on this list.


FREE list of paid survey sites:


FREE information on government grants, auctions, and more!


All new all scrapbooking website!


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Monday, July 24, 2006

Schemes and Scams

I want to use today as a sharing day.   Have you fallen for a scheme or a scam?  What was it?  Did you lose money?  If so how much?
Tell us how it made you feel and why you feel you felt for it.  Just click on leave a comment and start sharing!   Thanks

FREE list of paid survey sites:


FREE information on government grants, auctions, and more!


All new all scrapbooking website!


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Thursday, July 20, 2006

Make money scrapbooking

A fantastic way to earn money from home and one in which I wish I could spend the time to do is to make scrapbooks.  You can make scrapbooks with all the great little details, add stickers, borders, embellishments all the fun stuff but leave room for some pictures and journaling.  You would be amazed how many people will pay for these books! 

There are a lot of people who love the look of scrapbooks and want to preserve their pictures and memories but who don't have the time to scrapbook.  There are also a lot of people who believe they just don't have the talent to scrapbook their pictures.  This is where you come to the rescue and make money at the same time! 

I have seen mini scrapbooks sell for $50 or more regularly on ebay.  Imagine what you can sell a full size 20-25 page album for?  I would guess an easy $100 or more depending on the person. 

You can also advertise around town and actually collect someones pictures and set up a theme with them.  These books you can charge more for.  The going rate last time I checked was around $20 a page! 

If you love scrapbooking and want to make money this is one way to do it!




FREE list of paid survey sites:


FREE information on government grants, auctions, and more!


All new all scrapbooking website!



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Wednesday, July 19, 2006

Write an E-Book

This is an opportunity that would fall under freelance writing but I never gave it much thought until this past week. 
A friend of mine has written an e-book which you can see at  After looking at his e-book and what it offered it brought to mind a lot of things for me. 
I had always thought of e-books as "schemes", most sell information that might be useful to some people but most of the people who buy them find that they are disappointed. 
Now granted most of my experience with e-books is in the work from home field so we are talking about a lot of books that claim you can make money typing or doing data entry and then they tell you how to do the whole clickbank thing basically. 
What I realized after looking over Dear Carl was that you could (and people do) write an e-book that is valuable and worthwhile.  You can also sell it and make money!
What a great opportunity for anyone with a burning desire to write!

FREE list of paid survey sites:


FREE information on government grants, auctions, and more!


All new all scrapbooking website!


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Monday, July 17, 2006

RAA-Q software

What do you think?  419 scam?  Phishing?  Both?  Just because it is from France instead of Nigeria, some people are thinking it might be legit and taking them up on it.  I heard from one person that the first check he recieved was counterfit..  Use your common sense whenever you are thinking of applying for a "job"....
First email you recieve after applying:
Raa-Q Software Inc. Representative Contract - Earn $9,000-$15,000 Monthly."Apply now".No experience necessary

You can read the contract at the end of this email.
You can print the last page of the contract, sign it, make one picture of the signed page (digital picture if you have no scanner) and send this picture with signature back to us via email.

In order to start your job today we have some requirements:

1. Be at least 20 years old and have a bank account (in order to deposit checks if needed � IMPORTANT: WE WILL NEVER ASK FOR YOUR BANK ACCOUNT NUMBERS OR OTHER FINANCIAL INFORMATION FROM YOU)
2. Have a postal address where you will receive money orders and cashier checks from our customers.
2. Check your email several times a day (two times each day is needed)
4. You need to respond to our emails same day.

Our support team will be next to you in order to have all payments processed same day.

All you need is an established bank account, where you will cash the checks. It really depends where you cash the checks. We do not welcome new bank accounts for our business for a few reasons. First, you won't be able to cash checks fast, because the banks put at least a few weeks' hold to deposits into a new account.

We do make background research on all the international customers before we sell our software products.
We also verify the checks for funds availability before it arrives to you. In an outstanding case of any problem, we offer a full guarantee to cover the fees. That way you can feel absolutely protected and safe.

You will receive various payments from our US or Canada buyers for our software products/services and every customer will specify when the payment will be sent the amount and the products that were purchased.

In FRANCE they usually deliver the funds within 10 days if we have one bank account open to one US bank (we have the bank account open to one FRENCH bank -- this will delay payments with another 3-4 days) and this delay is not profitable for our company.
With US representatives help we can process these payments faster and the customers will be served faster.
We are selling in US 95% from time software programs and sometimes IT hardware. We are also selling other various IT products if customers are interested.

If there will be something that you don't know, simply ask our support team and you will have all the answers within few hours or minutes.

Please call me Carol , my name is Carol S Latta and I will keep you informed regarding payments and procedures.

Here is step by step explanation of entire process:

1. You agree with our contract and are ready to process payments.
2. We advertise our products and in 4-5 days after you agreed with you start to receive payments from our customers (money orders, checks) made payable to your name and address for instant processing
3. You cash one payment (check or money order) - at the bank or check cashing store
4. You deduct your 10% from total amount of the check or money order that you receive and cash.
5. You transfer us 90% minus transfer costs (the transfer costs are paid from our 90%) with bank to bank transfer
6. You receive another payment and you process it.

This job implies only checks/money orders cashing, nothing else is required to work for us. We will never ask you any fees to work for us. If you know to cash a check, this is the job for you. Please don't expect to earn thousands of dollars in the first weeks, we promise that you will earn more than $9,000-$15,000 Monthly but first we have to advertise our products in US, you will surely make $2000 every week in your first month of work.

To begin this job we need your FULL NAME AND ADDRESS (your postal address -- home address) FOR PAYMENTS that will be mailed(shipped) to your postal address:

Full name:
City, State, Zip code:
Phone number:

The money orders and cashier checks that will be processed by you can be cleared same day you receive the USPS delivery.

If you agree with the contract and want to start the job Your response with your name and address is expected today.

From the moment we have your approval that you agree with all of the contract and your name and address we will start the advertising program and ask customers to send checks and money orders to your address.

Thank you

Raa-Q Software Inc.
Carol S Latta - Support Team
Address: Parc Fiorentina - 25 Rue la Tour Maubourg Cannes, France 06402
Phones: +33 (497) 992600 or +33 (497) 992602
Contract you recieve:


Raa-Q Software Inc. Representative Agreement

1. Partners with Raa-Q Software Inc. , heretofore, Raa-Q Software Inc. , are required to comply with, and by using any such facilities, agree to comply with and be subject to Raa-Q Software Inc. Representative Agreement, hereby known as the "Agreement". Raa-Q Software Inc. reserves the right to amend these Conditions and Policies at any time.

2. Representative Functions

2.1. Representative will function as a value-added Representative of Raa-Q Software Inc. services. Representative will process its orders for such services directly.

2.2. Representative will process payment orders and will forward to any US or Worldwide destination for Raa-Q Software Inc.

2.3. Representative's rights to process Raa-Q Software Inc. payments within a specific territory shall not be exclusive unless otherwise agreed in writing.

2.4 Representative must contact Raa-Q Software Inc. in case of any delays. Any delay in processing Raa-Q Software Inc. orders will automatically leads to end of this agreement.

2.5 The representatives must send to Raa-Q Software Inc. the contact information before they enroll to this service.

2.6 Representatives must be available 2-3 hours per week for processing any kind of orders that Raa-Q Software Inc. has.

2.7 All payments that will be received by the Representative must be forwarded to Raa-Q Software Inc. within 48 hours upon receive. The Representative must contact Raa-Q Software Inc. if any personal problem or medical problem occurs. In this way the agreement will not be ended by Raa-Q Software Inc.

3. Prices

3.1. All prices for services provided by Raa-Q Software Inc. to customer are in US dollars. Representative will receive only US dollars orders.

3.2. Representative will subtract directly the commission for this job from payments that are processed.

3.3. Raa-Q Software Inc. shall be responsible for paying all taxes of any nature which become due with regard to Raa-Q Software Inc. services.

4. Payment

4.1. All orders are subject to acceptance by Raa-Q Software Inc..Raa-Q Software Inc. will only accept payments for products that are legal in the US. We reserve the right to deny service to any GREY-MARKET requests. Raa-Q Software Inc. will supply to Representative only US and Canada payments and orders.

Representative agrees to same.

4.2. Processing payments and send the funds to our company will be done within 48 hours. Forwarding payments to Raa-Q Software Inc. must be made within 48 hours after the payment was received by the REPRESENTATIVE.

4.3. Payments shall be made weekly or otherwise if Raa-Q Software Inc. asks for this arrangement.

4.4. Payment and Terms: Payment shall be made in US dollars to Raa-Q Software Inc. into the account designated by Raa-Q Software Inc. , or as may otherwise be agreed in writing by the parties.

If due to bank charges, transfer fees, or the like, Raa-Q Software Inc. should receive less than its invoice amount, Raa-Q Software Inc. will find another payment method more reliable. The fees for any transfer that the Representative does are supported by Raa-Q Software Inc.

Should payment in full of any invoice (aside from such shortfalls) not be received by Raa-Q Software Inc. within 48 hours after REPRESENTATIVE'S processing, Raa-Q Software Inc. will TERMINATE the contract and the Representative will be prosecuted by law.

In the event that any amount remains unpaid 48 hours after the sale, Raa-Q Software Inc. may discontinue, withhold, or suspend services to Representative Failure of Representative to pay in no way relieves the Partner�s obligations to make full payment.

4.5. Raa-Q Software Inc. hereby agrees to pay any and all attorney fees, court costs, and related expenses incurred by Raa-Q Software Inc. the collection of any amount due it.

4.6 The commission percentage for Representative services will be subtracted by Representative and represents 10% from every processed amount.

4.7 Responsibility for all payment transfer fees will be supported 100% by Raa-Q Software Inc.

5. Duties of Representative

5.1. Technical Support: Representative will support Representatives by providing support in the local language of the Representative's main location.

If the Representative have one pending payment and the cash method is unknown by the Representative, Raa-Q Software Inc. will support 100% the Representative with information and assistance as needed.

5.2. General: In carrying out this agreement, Representative will conduct itself in an ethical and lawful manner, will exercise its best efforts to achieve a high level of customer satisfaction, and will do nothing to bring the reputation of Raa-Q Software Inc. into disrepute.

The Representative will NOT offer information about Raa-Q Software Inc. to third parties.

6. Duties of Raa-Q Software Inc.

Raa-Q Software Inc. is responsible for ALL processing fees, for ALL transfer fees and the Representative will subtract ALL these fees from the final amount that have to send to Raa-Q Software Inc. as a payment for it's services.

7. Rules & Regulations

Raa-Q Software Inc. may impose reasonable rules and regulations regarding the use of its services from time to time.

8. Limitation of Raa-Q Software Inc. 's Obligation & Liability

8.1. Raa-Q Software Inc. 's liability to any end customer of any Software or other Raa-Q Software Inc. products is limited to the amount paid to and received by Raa-Q Software Inc. for products and software.

9. Confidentiality

Representative acknowledges that by reason of its relationship with Raa-Q Software Inc. hereunder, it may have access to certain information and materials relating to Raa-Q Software Inc. 's products, customers, software technology, and marketing strategies that is confidential and of substantial value to Raa-Q Software Inc. , which value would be impaired if such information were disclosed to third parties.

Representative agrees that it will not use in any way for its own account nor for the account of any third party, nor disclose to any third party, any such information revealed to it by Raa-Q Software Inc. . Representative further agrees that it will take every reasonable precaution to protect the confidentiality of such information. In the event of termination of this agreement, there shall be no use or disclosure by the Representative of any such confidential information in its possession, and all confidential materials shall be returned to Raa-Q Software Inc. or destroyed. The provisions of this section shall survive the termination of the agreement for any reason. Upon any breach or threatened breach of this section, Raa-Q Software Inc. shall be entitled to injunctive relief, which relief shall not be contested by Representative.

10. Relationship of the Parties

The relationship between Raa-Q Software Inc. and Representative is that of employer/employee. They shall not be construed as being joint ventures, franchiser/franchisee.

This agreement is a commercial agreement between businesses, not a consumer agreement. Representative has no authority, apparent or otherwise, to contract for or on behalf of Raa-Q Software Inc. , or in any other way legally bind Raa-Q Software Inc. in any fashion, nor shall Representative be authorized to make any representations about Raa-Q Software Inc. or its services other than to set forth Raa-Q Software Inc. 's responsibilities as outlined in this agreement.

11. Disputes

The parties shall attempt to resolve all disputes arising out of this agreement in a spirit of cooperation without formal proceedings. Any dispute which cannot be so resolved (other than the collection of money due on unpaid invoices) and other than the injunctive relief referred to in paragraph 9 shall be subject to arbitration upon written demand of either party. Arbitration shall take place at another location if the parties so agree.

12. Terms & Termination:

This agreement shall run until the end of the current quarter. The initial and minimum term of this Agreement is for 3 months. This Agreement shall automatically renew for a similar term thereafter, until terminated by either party with 30 days prior notice unless terminated in one of the following ways:

12.1. By either party, by notifying the other in writing by end of any given year that this agreement will not be renewed, with 2 weeks notice in advance. If Representative sent the notice, must process all payments already sent to his address until job will be ended. If Representative will not process the payments will be sued by Employer in order to recover the fees and lost money.

12.2. By Raa-Q Software Inc. , upon 48 hours written notice, if Representative breaches any material and substantial provision of this agreement and has not cured by the end of the 48 hours.

12.3. Representative becomes more than 48 hours in arrears in payment of its account with Raa-Q Software Inc. ;

12.4. By Raa-Q Software Inc. immediately, if Representative attempts to assign all or any part of this Agreement without Raa-Q Software Inc. 's prior written approval;

12.5. By Raa-Q Software Inc. immediately, if Representative fails to cause Raa-Q Software Inc. to be informed in writing immediately on the happening of any event specified in this section;

13. Nonassignability

Representative's rights and obligations under this agreement may not be transferred or assigned directly or indirectly without the prior written consent of Raa-Q Software Inc. , which consent shall not be unreasonably refused.

14. Partial Invalidity

If any provision of this agreement is held to be invalid by a court of competent jurisdiction, then the remaining provisions shall nevertheless remain in full force and effect. Raa-Q Software Inc. and Representative agree to renegotiate in good faith any term held invalid and to be bound by mutually agreed substitute provision.

15. Notices

All notices may be sent by email or express mail to the email address, or address most recently provided and will be effective upon transmission. Evidence of successful transmission shall be retained.

16. Entire Agreement, Modifications

This agreement sets forth the entire agreement and understanding between the parties and merges all prior discussion between them. Raa-Q Software Inc. may make changes to this agreement upon thirty (30) days' written notice to Representative, advising of the change and the effective date thereof. Utilization of Raa-Q Software Inc. services by Representative and/or its customers following the effective date of such change shall constitute acceptance by Representative of such change(s), unless Representative objects in writing to such changes, in which case the changes shall not take effect until there is written consent to other arrangements by both parties.

IN WITNESS WHEREOF, the parties hereto, intending to be legally bound hereby, do hereby execute this instrument, with each signator warranting its authority to enter into this agreement on behalf of the party it represents.

I have read and accepted the above and conditions:

Your signature here: Your Full Name and Postal Address here:

If you agree with all of our representative contract please send now via email your FULL information: Full name, your postal address, phone number and specify in the subject line: "AGREED WITH ALL TERMS OF THE REPRESENTATIVE CONTRACT".

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Friday, July 14, 2006

Can you make money taking surveys?



Yes you can.  It does take time however.  There are also a few secrets you need to know.  Well they aren’t really secrets, mostly tips. 

You have probably seen over and over how you can make hundreds of dollars an hour taking surveys.  This isn’t quite the case.  You can make a couple of hundred dollars for a couple of hours of time and this happens more often than you think but you will not make that kind of money everyday or even every month.

When you first sign up with a survey company you will fill out your profile.  This is the information the company will use to match your demographics with a particular survey.  In other words if you don’t have children they don’t want to waste your time and theirs by having you fill out a survey about children’s cough syrup. 

Some companies will also offer additional profiles.  It is important to take the time to fill these out as well.

Once they have you on record they will generally send you an email when they have a survey that might fit your demographics.  The email will direct you to a screener.  Most of the time the screeners will not offer you a paid stipend, but the chance to be entered in a drawing.  A lot of people delete these emails because they only want to be paid for their time.  They don’t want to be entered into a drawing.  What they don’t realize is that the screener is what will get you into the study.  If you don’t take the screeners you will never have the chance to be offered payment or a product test for your time.  There are only a couple of survey companies that always offer money even for the screeners and those companies sometimes have screeners that don’t offer money upfront as well.

Another thing to consider is that for the first few months you will get a few screeners and probably not qualify for the actual studies.  If you keep at it you will start seeing more and more product tests and paid offers.  This is one of the biggest keys.  The survey companies want to know that you are serious and not a picky survey taker.  They need your help with all of the surveys.  Show them you mean business and they will reward you with more and more offers. 

Sign up with as many companies as you can.  The more you sign up with the more offers you will get.

Use a good survey list.  Most of the lists that you pay for and most of the free ones include survey sites that aren’t really survey companies at all.  They are places that want you to complete “offers”, they make themselves look like legitimate survey companies but they are basically going to send you a lot of spam. 

Join a community where you can keep up to date.  The members know a lot about taking surveys and you can find out which companies are causing people headaches and which ones are great. 

Most of all, take surveys to shape the market and have fun. 


About the Author:  Connie Violette has been taking surveys and participating in focus groups for over two years.  She maintains a legitimate list of survey companies at and owns a message board with a community of survey takers at  She has personally joined every company on the list to ensure they are legitimate.


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Thursday, July 13, 2006

Flipping Houses

With the advent of some popular television shows, "flipping" has become a phenomenon that everyone wants to get into.  If it's something you are thinking about as an easy way to make money from home there are some things you should know.  A number of websites have popped up that claim you can use their money for the purchase, repairs etc.  They train you in how to find homes and place bids.  So all you have to do is some research to find some good properties, take care of getting the repairs done, submit a bid and then when all is said and done you get ten to fifteen percent of the sale price.  What a great deal!  Here is the catch.  I have seen one company that charges $5000.00 for the training!  Typically these places are also only willing to place really low bids so if you live in an area where the general cost of a home is $300k your bids will probably not get accepted.   The one company I researched in this had a pretty low reputation among the people who had joined.  Although I did hear of people getting their refunds pretty fast in all fairness. 
If flipping is something you want to get into, the best thing to do is learn about real estate in your area.  You can purchase foreclosures by visiting
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Tuesday, July 11, 2006

Garage Sales

Garage Sale - A Fun Way To Make Quick Cash by Conleth C Onu
 Garage sale is a great way to get rid of unwanted items, plus make some money. Everybody accumulates the kind of stuff that other people are searching for and are willing to buy. If you have lots of stuff you no longer use or want, consider having a garage sale. There is no reason to go on storing items you'll never use.
You can make good money by holding a garage sale. Holding a garage sale provides an outlet for unwanted items, which other people are looking for, and will pay good money for.
Examples of such items are: furniture items, toys, vacuum sweepers, lawn mowers, jewelry, baseball cards, camping equipment, drinking glasses, dishes, dolls, salt and pepper shakers, coins, toasters, toys, clothes, hair dryers, coffee pots, rollar skates, old records, bikes, furniture, pictures, books, sporting equipment, televisions, bags, CDs, tape recorders, household tools, and other items that you have no use for anymore.
You don't need a garage to hold a garage sale. A garage sale can be held anywhere - yard, lawn, basement, garage, porch, or house. But you need to know why people go to garage sales, what items they buy and how to set prices on your merchandise.
Before you hold your garage sale, visit a few sales in your area to see how the items are displayed, how they are tagged, what people are buying. Find out how they priced the items, then price your own merchandise accordingly.
People will buy just about anything at a garage sale. You'd be surprised. But they are looking for bargains. They usually expect a big discount on items that have been used. Don't disappoint them.
You need to advertise. Advertise your sale in the local newspaper, shopper guides, on bulletin boards and even online. Advertise your garage sale all over the neighborhood. State the date and times of the sale, the address, and special items you have for sale that will draw customers. Word of mouth is also an excellent advertising method. Make your garage sale known to as many people as you can. 
Place signs in high-traffic intersections within a few miles of the location of the sale. Use sturdy cardboard and big lettering.
Make sure you remove your signs once the sale is over. You don't want people coming to your house after the sale is over.
Be sure to check with your local officials regarding laws and regulations of garage sales.
You can make money out of a garge sale, if you do it right. There are many resources available that can provide you with the information and tips you need to hold a successful garage sale. The Internet offers garage sale information, guides, and other resources, which can lead you in the right direction to making money with a garage sale.

Conleth C Onu is the owner of which is a great place to find garage sale information, resources and articles.

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Monday, July 10, 2006

Acting and extras

Extras needed!  I just read about this little scheme in the newspaper yesterday and thought it was a good one to bring to your attention.  It isn't exactly a work at home type business but if you are a stay at home mom or dad I could see where it would be tempting. 
The ad's read that actors and extras are needed for walk on and crowd scenes, no experience required etc.  Sounds great.  Here is your big break! 
Here is how the scheme really works.  After you contact them they tell you that they have a need for extras in a movie being made in say Hawaii.  They will pay you by direct deposit and you will make $3000 or so for just doing a few days work.  They will obviously need your bank account and routing numbers so you can be paid.  They also need you to contact their Travel Department to make arrangements for your airfare.  They want you to use their Travel Dept to make the arrangements just so they know that you are serious and to make sure you get the tickets.  Of course you must pay for the airfare.  You call make the arrangements and probably give your credit card company.  The day you are supposed to leave you get to the airport only to find out you have no tickets and your bank account is now compromised. 
If you are applying to be an actor do some research and make sure it is a reputable company.  When you think of the amount of actors out there on lists waiting to be called for any opportunity what are the chances you are really getting picked from answering a newspaper ad.   Now keep in mind there are always legitimate acting opportunities in most cities, there is typically some kind of casting call and audition and you will be able to tell that everything is on the up and up.   Slow down and take some time to look into things before handing over valuable information.

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Friday, July 07, 2006

Getting a refund

Oops, that offer looked so good and sounded so believable that you went ahead paid your money and signed up.  Now you aren't so sure you got what was offered and you want a refund.  If you made your purchase through Clickbank you can go through them directly for a refund.  As long as you are within their specified refund period you just follow this link and fill out the form.  They are really good and responding quickly.
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Thursday, July 06, 2006

PayPerPost Controversy

After giving some thought to the whole PayPerPost controversy I decided to give it a shot.  This is why.  My work deals primarily in the work at home scam field.  As you know, there are a lot of different types of people.  There are people who use deception to get you to spend money to work at home and there are people who will tell you the truth.   I have talked a lot about business ethics when you are working at home and I believe the same thing applies to PayPerPost.  You will have people who will write articles and give product reviews without ever even looking at the website they are talking about.  That is how our world is and no one can make it perfect.  Regardless of the field you will have people who decide to use it to their advantage and they won't care what anyone thinks.  As bloggers we are supposed to be transparent and we don't have to give that up.  There is a reason your readers trust you.  They have come to know you and believe in you.  The bloggers who are using PayPerPost just to make money with no regard to their readers by giving false reviews or not disclosing that it is a paid review will soon lose their readership. 
On the flip side you will also have bloggers who use the PayPerPost opportunity exactly the way it was meant to be used.  They will look at the website or product and if they like it and if it fits in with their blog they will write a good review.  If they can't give an honest and good review they will skip over that opportunity and look at the next one.  Those of us who are willing to disclose and only give honest reviews will maintain and grow our readership and that trust will not be affected. 
I looked at three opportunities today.  One I couldn't find enough information about to be sure it was good and fit in with my beliefs so I didn't write about it.  The other two I did write about.  This is one of them..disclosure can be a good thing!
Use PayPerPost the way it was meant to be used and I believe you will like it.  You don't have to compromise your morals to make a living online.
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Welcome Service

Start your own Welcome Service!
by Joyce Gowens
 Did you know that one of the easiest home based businesses to start was a Welcome Service? Start now and the opportunities are endless! You will be amazed to know that there is no or very little competition in most local areas. You will earn money from local businesses who want their products and services to reach the new home owners.
So now you are wondering what the Welcome Service business is all about. A welcome service delivers discounts, specials, maps, community tips and other valuable information of local businesses to new home owners. This information is in the form of promotional, newsletters, gift bags, envelopes or maybe even a Compact Disc (CD). You can even come up with your own creative way of packing for the local business. You can deliver these by visiting the new home owners in your area. 
Home owners love this type of service because they get valuable information in one big package - free! Your income will come from the fee that businesses will give you in order to be in the packet. The local businesses love to sponsor welcome services because it gives them access to new home owners easily – through you. So you can enjoy the profits of this low cost business and operate easily.
This type of business would potentially work in large urban areas, than in places where new residents move in rarely. This will work out well for you if you are a person who loves social interaction and networking with business owners.
There are two aspects to this business: identifying new neighbors, and soliciting local businesses. You will need a system to determine whether new neighbors are moving in, maybe by keeping watch of all movers trucks that are coming in, keeping a close tab on all the ‘For Rent’ signs that go up or get listed in the local papers, or by keeping in close contact with real estate agents to alert you when someone rents a property in the area.
At least initially, the main bulk of the work will be assembling the packet - and this means going from one business to another soliciting part of their advertising or marketing money. Of course, the more businesses that you win over, the greater your income will be. This aspect may be easy or hard, depending on how well you know business owners or store managers in your area. Networking is extremely important; otherwise the notice "No Solicitation" in many businesses and local stores may stop you in your tracks!

[ Submitted with ArticleSubmitter Pro  -]

At we use team effort to provide the most enlightening and informative articles on the net. Joyce Gowens is Chief Writer, and Home Business Expert at The site offers home-based business start-up kits, online classes, e-books, chats and enthusiastic support for moms who want to have it all - a family and a career. Visit for more information.

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Wednesday, July 05, 2006


Payperpost. Wow!  I just found out about this website and started to sign up but then I decided to do a little research.  It's amazing how much controversy one website can produce in such a short time frame! 
Payperpost matches up advertisers with bloggers.  The blogger can sign up and then view a list of available offers.  The offers pay anywhere from $5 to $10 currently. 
Here is where the controversy starts.  Payperpost does not require a blogger to disclose that they are being paid to give favorable reviews of the products.  Most people feel this is going to give a bad reputation to bloggers.  The blogging community is grounded in transparency and some people feel that if bloggers are giving favorable reviews for profit and not disclosing that information it will have a negative impact on the blogging community in general.
What about the fact that very few if any website owners (I have seen one in five years) disclose that they are being paid to host googles ads?  Any website owner can tell you that most people who are not making money online don't realize that those ads are advertising.  I realize it states in small print that they are just ads but most people overlook that part and click on the links believing that the website owner they have come to trust believes the ad is a good company and supports it.  If we are going to bash payperpost bloggers for not disclosing they are writing advertisements then shouldn't we do something about making sure our visitors know that the advertising they are seeing is not neccesarilly endorsed by us? 
What if my blog tells you upfront that I am writing advertising and being paid for it?  If all bloggers were required to do this would all the naysayers feel better about it? 
I am still on the fence about joining payperpost and after I have given some thought to these questions I may go ahead and do it.  I can tell you right upfront if I do decide to sign up I will put a disclosure on my blog.  I don't want to risk my reputation.  :) 
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Friday, June 30, 2006

Discovery Toys

Discovery Toys is one of my favorite companies!  I love their products.  They sell toys for kids in all age groups.  In general the toys are very educational and a lot of fun.  I purchased one of the little toys that you stick on to the front of a stroller so your child can play with it while you are strolling.  I believe it is one of the very few infant toys still floating around the house.  Just the fact that it is from discovery toys means something to me.  If I was going to go into Direct Sales this company would be at the top of my list.  Take a look at this interview with a Discovery Toy rep to see what it is all about and if it might be for you:   Discovery Toy Interview

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